| Understanding "insurance options" is beneficial for you as an ESL learner, as it helps you navigate the complexities of life in a new country. Insurance covers a wide range of risks, including health, auto, home, and renters' insurance. Learning about different types of insurance, coverage options, and the importance of having adequate protection can provide you with peace of mind and financial security. By understanding today's vocabulary, you will be able to make informed decisions that protect not only yourself, but also your family from unexpected events. Let's jump right in! | | 5 TERMS | Policyholder (Noun): The person or entity that owns the insurance policy and is entitled to the benefits. Claim (Noun / Verb): A request made to an insurance company for payment or compensation after a loss, injury, or damage. Exclusion (Noun): Specific conditions or circumstances not covered by an insurance policy. Beneficiary (Noun): A person or entity designated to receive the benefits of an insurance policy, particularly in life insurance. Underwriting (Noun): The process through which an insurer assesses the risk and decides the terms, premiums, and coverage of a policy.
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